'Aptus’ is a Latin term. It means ‘suitable, appropriate, fitting’. We feel this describes perfectly the bespoke, professional service that we provide to each and every one of our clients.
Our aim is to help people protect their Personal and Business assets from potential threats such as Divorce, Bankruptcy, Care costs and Inheritance Tax, ensuring that these are passed on intact to future generations.
We achieve this by working closely with families to provide advice that is ‘suitable’, ‘appropriate’ and ‘fitting’ for each of our clients – thus ‘Aptus Planning’.
We understand that making decisions regarding who is to benefit from your estate can be a difficult process. That's why we offer a helping hand when you need it most with our friendly, informal and easy to understand approach. We want you to feel at ease and able to tell us about all of the things that are causing you concern.
After all, a problem shared is a problem halved...….
Most people are aware that they can leave legacies to their beneficiaries through their Wills.
But did you know that you can also make protected gifts to chosen individuals during your lifetime? This can be very effective in ensuring that certain funds or other assets are made available to your loved ones before you die, sometimes with the added benefit of reducing potential Inheritance Tax upon your death. Bespoke, tax efficient Trusts can also be established for vulnerable or disabled beneficiaries, ensuring that means -tested benefits and vital care packages remain intact.